• Skip to primary navigation
  • Skip to main content
  • Skip to footer
 847-495-6000
  • Facebook
  • LinkedIn
  • Twitter
Libertyville Divorce Lawyer, Lake County

Libertyville Divorce Lawyer, Lake County

Former Assistant Attorney General

  • Home
  • About Us
  • Attorney
    • Ronald L. Bell
    • Ronald L. Bell Media
  • Practice Areas
    • Family Law
      • Divorce
        • Uncontested Divorce
        • Same-Sex Marriage & Family Law
      • Child Support
      • Spousal Maintenance
      • Post-Decree Modification
      • Domestic Violence
      • Prenuptial Agreements
      • Child Custody & Visitation
        • Child Removal
      • Marital Asset Division
        • Non-Marital Property
        • Divorce with a Business
        • Disputes Over Personal Injury Proceeds
        • Division of Retirement Accounts
      • The Divorce Process
    • Personal Injury
      • Personal Injury Information Center
      • Truck Accidents
      • Pedestrian & Bicycle Accidents
      • Motor Vehicle Accident
      • Car & Motorcycle Accidents
    • Drug & DUI Defense
      • DUI
      • Drug Possession
      • Domestic Battery
    • Medical Malpractice
      • Failure to Diagnose Cancer
      • Birth Injuries
    • Business Law & Litigation
  • Reviews
    • Case Precedents
    • Photo Gallery
  • Forms
  • Blog
  • Contact Us

Continuing Health and Life Insurance After Divorce

You are here: Home / Illinois Divorce News & Articles / Continuing Health and Life Insurance After Divorce

June 16, 2020 by Law Offices of Ronald L. Bell

Many questions arise when couples divorce regarding benefits one may have taken for granted as a married couple, benefits such as health and life insurance which may discontinue following a divorce.

Can I stay on my husband or wife’s health insurance after divorce?

With the high cost of health insurance, employer offered health insurance is a highly sought after benefit for individuals and families.  Health insurance when couples divorce, the non-employee spouse is no longer covered under their ex’s employer offered insurance. In other words, one cannot stay on their ex’s health insurance when the divorce is finalized, but if you have children, they can continue health insurance coverage. Who pays the premiums will be decided as part of your divorce.

Typically the non-employee spouse will qualify for cobra insurance, which provides coverage for 36 months following a qualifying event such as a divorce. Reach out to your ex-spouses HR department or our health insurance company for details regarding enrollment if you have not received information already. COBRA can be expensive, but may bridge the gap until you are able to secure health insurance of your own.

What about life insurance – can my ex-spouse remove me as the beneficiary when we have kids?

Your ex-spouse can change the beneficiary of his or her life insurance policy before the divorce action is underway and after a divorce is finalized. However, if your ex is ordered to pay child or spousal support, he or she may be required to maintain life insurance with you or the children as beneficiaries in the event of his or her untimely death to ensure these payments are fulfilled. Keep in mind, however, this is wholly dependent on your ex following through on premium payments and not making any changes to the policy without your knowledge.  It may be worthwhile to take out your own life insurance policy on the higher earning spouse so you can control the payment of premiums and beneficiaries.

Contact an Experienced Divorce Lawyer for Answers

If you are considering divorce, it is important to work closely with an experienced family law attorney who can not only answer questions about your health and life insurance benefits after divorce but provide detailed information regarding issues you may have not even have considered to ensure the most favorable outcome in your divorce. Contact Lake county Illinois divorce attorney Ronald L. Bell & Associates for immediate assistance at 847-495-6000.

Category iconIllinois Divorce News & Articles Tag iconproperty division

Footer

Child Support Calculator

Calculate Support

Expertise Badge 2021

Search

Ron Bell wrote the book on Divorce in Illinois. Click here for free copy.

Divorce Book Available on Amazon

Ronald L. Bell & Associates P.C

Divorce Attorney

1113 S. Milwaukee Ave. Suite 204
Libertyville, IL 60048
Phone:  847-495-6000
Emergency Phone:  847-702-7502
Fax: 847-495-6001

Directions

Ronald L. Bell & Associates P.C. represents clients in Libertyville and throughout Northern Illinois, in areas including Chicago, Naperville, Vernon Hills, Gurnee, Barrington, Buffalo Grove, Deerfield, Fox Lake, Grayslake, Highland Park, Bannockburn, Lake Bluff, Lake Forest, Lake Villa, Lake Zurich, Lincolnshire, Lindenhurst, Mundelein, Waukegan, Zion, Crystal Lake, River Woods, Deer Park, Round Lake, Palatine, Rolling Meadows, Inverness, Prospect Heights, Arlington Heights, Schaumburg, Lake County, Cook County, McHenry County, Dupage County and Kane County.

© 2023 · Ronald L. Bell & Associates P.C. All rights reserved · Disclaimer · Privacy Policy · Sitemap · Return to top